@font-face{font-family:'Manrope';font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/Manrope-400.woff2) format('woff2')}
@font-face{font-family:'Manrope';font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/Manrope-600.woff2) format('woff2')}
@font-face{font-family:'Manrope';font-style:normal;font-weight:800;font-display:swap;src:url(../fonts/Manrope-800.woff2) format('woff2')}

/* Layout: one column, max 1120px; hero splits 7/5 into claim and the Balken-Motiv panel, stacks under 820px.
   Tokens = meinvergleichsportal. Design System (rüting.-Familie). */
:root{
  --bg-100:#f5f2ec;--bg-200:#ffffff;--bg-300:#e9e4da;
  --ink:#0b1f33;--ink-soft:#4a5563;--ink-muted:#5a6675;
  --coral:#ff4f2e;--coral-deep:#c9300f;--coral-tint:#ffe3dc;
  --line:#d9d3c7;--line-strong:#8f877a;--on-ink:#ffffff;--on-coral:#ffffff;
  --ok:#16704a;--warn:#8a5f00;
  --footer:#0b1f33;--footer-fg:#ffffff;--footer-soft:#b7c0cc;--footer-line:#26394e;--footer-link:#ff6a4d;
  --shadow-sm:0 1px 2px rgba(11,31,51,.08);
  --shadow-md:0 1px 2px rgba(11,31,51,.08),0 12px 32px rgba(11,31,51,.10);
  --sans:'Manrope','Segoe UI',system-ui,-apple-system,sans-serif;
  --r-md:10px;--r-lg:16px;--r-xl:28px;
}
:root[data-theme="dark"]{
  --bg-100:#0b1f33;--bg-200:#10253a;--bg-300:#173049;
  --ink:#f5f2ec;--ink-soft:#b7c0cc;--ink-muted:#8e9aa8;
  --coral:#ff6a4d;--coral-deep:#ff4f2e;--coral-tint:#3a1f19;
  --line:#26394e;--line-strong:#5b7089;--on-ink:#0b1f33;--on-coral:#0b1f33;
  --ok:#4cc48a;--warn:#f2c14e;--footer:#071624;
  --shadow-sm:0 1px 2px rgba(0,0,0,.4);--shadow-md:0 1px 2px rgba(0,0,0,.5),0 12px 32px rgba(0,0,0,.45);
  color-scheme:dark}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg-100);color:var(--ink);font:400 16px/1.6 var(--sans);-webkit-font-smoothing:antialiased}
a{color:var(--coral-deep);text-underline-offset:4px}
a:focus-visible,button:focus-visible{outline:2px solid var(--coral);outline-offset:2px;border-radius:4px}
.wrap{max-width:1120px;margin:0 auto;padding-inline:clamp(16px,4vw,40px)}
.label{font:600 12px/1.2 var(--sans);letter-spacing:.32em;text-transform:uppercase;color:var(--ink-soft)}
.mk{display:inline-flex;align-items:flex-end;gap:3px;height:12px;flex:none}
.mk i{display:block;width:4px;border-radius:1px;background:var(--ink)}
.mk i:first-child{height:12px}.mk i:last-child{height:4px;background:var(--coral)}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:var(--bg-200);padding:8px 12px;z-index:9}

/* header */
.top{background:var(--bg-200);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:18px}
.top a.home{display:block;color:var(--ink);line-height:0}
.wm{height:30px;width:auto;display:block}
.top .by{font-size:14px;color:var(--ink-soft)}.top .by a{color:var(--ink);font-weight:800;text-decoration:none}.top .by a:hover{color:var(--coral-deep)}

/* hero */
.hero{padding-block:clamp(48px,9vw,96px) clamp(56px,8vw,88px)}
.hero .wrap{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:clamp(32px,5vw,64px);align-items:center}
.eyebrow{display:flex;align-items:center;gap:10px;margin:0 0 20px}
h1{margin:0;font:800 clamp(40px,6.4vw,72px)/1.02 var(--sans);letter-spacing:-.035em;text-wrap:balance}
h1 .dot{color:var(--coral)}
.lead{margin:24px 0 0;max-width:34em;font:600 clamp(17px,1.6vw,19px)/1.5 var(--sans);color:var(--ink-soft)}
.lead-2{margin:16px 0 0;max-width:36em;color:var(--ink-soft)}
.actions{display:flex;flex-wrap:wrap;align-items:center;gap:16px 24px;margin-top:32px}
.btn{display:inline-flex;align-items:center;gap:10px;height:48px;padding:0 24px;border-radius:var(--r-md);background:var(--coral-deep);color:var(--on-coral);font:600 15px/1 var(--sans);text-decoration:none}
.btn:hover{background:var(--coral)}
.tlink{font:600 15px/1 var(--sans);color:var(--coral-deep);text-decoration:none}
.tlink:hover{text-decoration:underline}

/* motif panel */
.panel{background:var(--ink);color:var(--on-ink);border-radius:var(--r-xl);padding:clamp(28px,4vw,40px);aspect-ratio:5/4;max-width:100%;display:flex;flex-direction:column;justify-content:space-between;box-shadow:var(--shadow-md)}
.bars{display:flex;align-items:flex-end;gap:clamp(12px,2.2vw,20px);height:62%}
.bars span{display:block;flex:1;max-width:56px;background:var(--on-ink);border-radius:8px;transform-origin:bottom;animation:calc 2.8s ease-in-out infinite}
.bars span:nth-child(1){height:100%}
.bars span:nth-child(2){height:80%;animation-delay:.18s}
.bars span:nth-child(3){height:61%;animation-delay:.36s}
.bars span:nth-child(4){height:42%;animation-delay:.54s}
.bars span:nth-child(5){height:auto;aspect-ratio:1;background:var(--coral);border-radius:10px;animation:none}
@keyframes calc{0%,100%{transform:scaleY(1)}50%{transform:scaleY(.86)}}
@media (prefers-reduced-motion:reduce){.bars span{animation:none}}
.panel .cap{display:flex;justify-content:space-between;align-items:flex-end;gap:16px}
.panel .cap .label{color:var(--on-ink);opacity:.78}
.panel .cap strong{font:800 clamp(22px,2.4vw,28px)/1.1 var(--sans);letter-spacing:-.02em}

/* sections */
section.block{padding-block:clamp(56px,8vw,88px);border-top:1px solid var(--line)}
h2{margin:0;font:800 clamp(28px,3.4vw,40px)/1.1 var(--sans);letter-spacing:-.025em;text-wrap:balance}
.sec-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:12px 32px;margin-bottom:32px}
.sec-head p{margin:0;max-width:30em;color:var(--ink-soft)}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.card{background:var(--bg-200);border-radius:var(--r-lg);padding:32px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;gap:12px;min-width:0}
.card .row{display:flex;justify-content:space-between;align-items:center;gap:12px;min-height:28px}
.chip{display:inline-flex;align-items:center;gap:6px;padding:5px 10px;border-radius:999px;font:600 12px/1.2 var(--sans);white-space:nowrap}
.chip::before{content:"";width:6px;height:6px;border-radius:2px;background:currentColor}
.chip.live{background:var(--bg-300);color:var(--ok)}
.chip.build{background:var(--coral-tint);color:var(--ink)}
.chip.build::before{background:var(--coral)}
.chip.plan{background:var(--bg-300);color:var(--ink-soft)}
.card h3{margin:0;font:800 22px/1.25 var(--sans);letter-spacing:-.01em}
.card p{margin:0;color:var(--ink-soft)}
.card .more{margin-top:auto;padding-top:8px}

.two{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:clamp(32px,5vw,64px);align-items:start}
.promises{list-style:none;margin:28px 0 0;padding:0;display:grid;gap:20px}
.promises li{display:grid;grid-template-columns:14px minmax(0,1fr);gap:16px;align-items:start}
.promises li::before{content:"";width:10px;height:10px;border-radius:2.5px;background:var(--coral);margin-top:8px}
.promises b{display:block;font-weight:800}
.promises span{color:var(--ink-soft)}
.aside{background:var(--bg-200);border-radius:var(--r-lg);padding:32px;box-shadow:var(--shadow-sm);display:grid;gap:14px}
.aside h3{margin:0;font:800 22px/1.25 var(--sans)}
.aside ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.aside li{display:flex;gap:12px;align-items:baseline;font-weight:600}
.aside li::before{content:"";width:8px;height:8px;border-radius:2px;background:var(--coral);flex:none;transform:translateY(-1px)}
.aside p{margin:0;font-size:14px;color:var(--ink-soft)}
.contact{display:flex;flex-wrap:wrap;gap:12px 40px;align-items:baseline}
.contact .addr{font:800 clamp(22px,2.6vw,28px)/1.2 var(--sans);letter-spacing:-.015em;color:var(--ink);text-decoration:none;word-break:break-word}
.contact .addr:hover{color:var(--coral-deep)}

/* footer */
footer{background:var(--footer);color:var(--footer-fg);padding-block:48px 32px}
footer .wrap{display:grid;gap:32px}
footer .fr{display:flex;flex-wrap:wrap;justify-content:space-between;gap:32px;align-items:flex-start}
.endorse{width:min(400px,100%);height:auto;display:block}
footer nav{display:grid;grid-template-columns:repeat(2,auto);gap:10px 40px;font-size:14px}
footer a{color:var(--footer-fg);text-decoration:none}
footer a:hover{color:var(--footer-link)}
footer .base{border-top:1px solid var(--footer-line);padding-top:16px;display:flex;flex-wrap:wrap;gap:6px 20px;font-size:13px;color:var(--footer-soft)}
footer .base a{color:var(--footer-soft)}

/* legal pages */
.legal{padding-block:clamp(40px,7vw,72px) clamp(56px,8vw,88px)}
.legal .wrap{max-width:820px}
.legal h1{font-size:clamp(36px,5vw,48px)}
.legal .meta{margin:12px 0 0;color:var(--ink-muted);font-size:14px}
.legal h2{font-size:22px;letter-spacing:-.01em;margin:40px 0 10px}
.legal p,.legal li{max-width:66ch}
.legal p{margin:0 0 12px}
.legal ul{margin:0 0 12px;padding-left:20px}
.legal address{font-style:normal}
.legal .box{background:var(--bg-200);border-radius:var(--r-lg);padding:24px 28px;box-shadow:var(--shadow-sm);margin-top:28px}
.legal dl{display:grid;grid-template-columns:max-content minmax(0,1fr);gap:6px 24px;margin:0}
.legal dt{color:var(--ink-muted)}.legal dd{margin:0;font-weight:600;word-break:break-word}
.back{display:inline-flex;gap:8px;align-items:center;margin-bottom:24px}

@media (max-width:820px){
  .hero .wrap,.two{grid-template-columns:minmax(0,1fr)}
  .panel{aspect-ratio:auto;height:260px}
  .cards{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:520px){
  .top .by{display:none}
  .wm{height:24px}
  footer nav{grid-template-columns:minmax(0,1fr)}
  .legal dl{grid-template-columns:minmax(0,1fr)}
  .legal dt{margin-top:6px}
}

/* ---------- CI v2 layer: premium placeholder ---------- */
:root{--glass:rgba(255,255,255,.84);--band:#0b1f33;--band-fg:#ffffff;--band-soft:#b7c0cc;--band-line:#26394e;--cta:#ff4f2e;--cta-fg:#0b1f33}
:root[data-theme="dark"]{--glass:rgba(16,37,58,.84);--band:#10253a;--band-fg:#f5f2ec;--band-soft:#b7c0cc;--band-line:#26394e;--cta:#ff6a4d;--cta-fg:#0b1f33}

.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--glass);-webkit-backdrop-filter:saturate(1.4) blur(14px);backdrop-filter:saturate(1.4) blur(14px)}
.top nav{display:flex;align-items:center;gap:8px 28px;flex-wrap:wrap;font:600 14px/1.2 var(--sans)}
.top nav a{color:var(--ink);text-decoration:none}
.top nav a:hover{color:var(--coral-deep)}
.top nav .soon{color:var(--ink-muted);display:inline-flex;align-items:center;gap:8px}
.tag{font:600 10px/1 var(--sans);letter-spacing:.14em;text-transform:uppercase;padding:4px 6px;border-radius:5px;background:var(--bg-300);color:var(--ink-soft)}

/* theme toggle */
.top .wrap{gap:20px}
.top nav{margin-left:auto}
.theme{flex:none;width:40px;height:40px;border-radius:var(--r-md);border:1px solid var(--line);background:transparent;color:var(--ink);display:inline-grid;place-items:center;cursor:pointer;transition:background .2s ease,border-color .2s ease}
.theme:hover{background:var(--bg-300);border-color:var(--line-strong)}
.theme:focus-visible{outline:2px solid var(--coral);outline-offset:2px}
.theme .i-sun{display:none}
:root[data-theme="dark"] .theme .i-sun{display:block}
:root[data-theme="dark"] .theme .i-moon{display:none}

.btn.btn-2{background:var(--ink);color:var(--on-ink)}
.btn.btn-2:hover{background:var(--ink-soft)}

/* hero */
.hx{padding-block:clamp(40px,7vw,88px) clamp(56px,8vw,104px);overflow:hidden}
.hx .wrap{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:clamp(40px,6vw,80px);align-items:center}
.hx h1{font-size:clamp(44px,7vw,88px);line-height:.98;letter-spacing:-.042em}
.hx .lead{font-size:clamp(17px,1.5vw,20px);max-width:32em}
.hx-trust{list-style:none;display:flex;flex-wrap:wrap;gap:10px 22px;margin:36px 0 0;padding:20px 0 0;border-top:1px solid var(--line);font:600 13px/1.3 var(--sans);color:var(--ink-soft)}
.hx-trust li{display:inline-flex;align-items:center;gap:9px}
.hx-trust li::before{content:"";width:7px;height:7px;border-radius:2px;background:var(--coral)}
.hx-vis{position:relative;aspect-ratio:1/1.06;max-width:540px;width:100%;justify-self:end}
.hx-tile{position:absolute;inset:0 11% 22% 0;background:var(--ink);border-radius:var(--r-xl);box-shadow:var(--shadow-md);padding:clamp(24px,3.4vw,40px);display:flex;flex-direction:column;align-items:flex-start;gap:22px}
.hx-bars{display:flex;align-items:flex-end;gap:clamp(10px,1.6vw,14px);height:48%;width:62%}
.hx-bars span{display:block;flex:1;max-width:46px;background:var(--on-ink);border-radius:8px;transform-origin:bottom;animation:hx-calc 3.2s cubic-bezier(.45,0,.2,1) infinite}
.hx-bars span:nth-child(1){height:100%}
.hx-bars span:nth-child(2){height:79%;animation-delay:.2s}
.hx-bars span:nth-child(3){height:58%;animation-delay:.4s}
.hx-bars span:nth-child(4){height:38%;animation-delay:.6s}
.hx-bars span:nth-child(5){height:auto;aspect-ratio:1;background:var(--coral);border-radius:10px;animation:none}
@keyframes hx-calc{0%,100%{transform:scaleY(1)}50%{transform:scaleY(.84)}}
.hx-tile .cap{font:800 clamp(20px,2vw,26px)/1.1 var(--sans);letter-spacing:-.02em;color:var(--on-ink)}
.hx-note{position:absolute;right:0;bottom:0;width:min(66%,340px);background:var(--bg-200);border-radius:var(--r-lg);box-shadow:var(--shadow-md);padding:22px 22px 20px;display:grid;gap:10px;animation:hx-rise 1s cubic-bezier(.2,.7,.2,1) both .15s}
.hx-note .ey{display:flex;justify-content:space-between;align-items:center;gap:10px;font:600 10.5px/1.2 var(--sans);letter-spacing:.24em;text-transform:uppercase;color:var(--ink-soft)}
.hx-note .ey em{font-style:normal;letter-spacing:.08em;padding:3px 6px;border-radius:5px;background:var(--bg-300)}
.hx-note b{font:800 18px/1.3 var(--sans);letter-spacing:-.01em}
.hx-note p{margin:0;font-size:13.5px;line-height:1.5;color:var(--ink-soft)}
.hx-line{position:relative;height:6px;border-radius:3px;background:var(--bg-300);margin-top:6px}
.hx-line i{position:absolute;left:0;top:0;bottom:0;width:72%;border-radius:3px;background:var(--ink)}
.hx-line s{position:absolute;right:0;top:50%;width:12px;height:12px;margin-top:-6px;border-radius:3px;background:var(--coral)}
.hx-line + small{display:flex;justify-content:space-between;font:600 11.5px/1.2 var(--sans);color:var(--ink-muted);font-variant-numeric:tabular-nums}
.hx-chip{position:absolute;right:0;top:7%;background:var(--bg-200);border-radius:999px;box-shadow:var(--shadow-md);padding:9px 14px;font:600 12.5px/1 var(--sans);display:inline-flex;gap:8px;align-items:center;animation:hx-rise 1s cubic-bezier(.2,.7,.2,1) both .35s}
.hx-chip::before{content:"";width:7px;height:7px;border-radius:2px;background:var(--ok)}
@keyframes hx-rise{from{transform:translateY(10px)}to{transform:none}}
@media (prefers-reduced-motion:reduce){.hx-bars span,.hx-note,.hx-chip{animation:none}}

/* section heads */
.sh{display:grid;grid-template-columns:minmax(0,6fr) minmax(0,5fr);gap:16px 48px;align-items:end;margin-bottom:40px}
.sh p{margin:0;color:var(--ink-soft);max-width:34em}
.sh .label{grid-column:1/-1;display:flex;align-items:center;gap:10px}

/* portals */
.pt{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.pt a.pt-card{text-decoration:none;color:inherit}
.pt-card{position:relative;background:var(--bg-200);border-radius:var(--r-xl);padding:clamp(28px,3.4vw,44px);box-shadow:var(--shadow-sm);display:grid;gap:18px;align-content:start;min-width:0;transition:transform .25s ease,box-shadow .25s ease}
a.pt-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
a.pt-card:focus-visible{outline:2px solid var(--coral);outline-offset:3px}
.pt-top{display:flex;justify-content:space-between;align-items:center;gap:12px}
.pt-ico{color:var(--ink);display:flex;gap:10px}
.pt-card h3{margin:0;font:800 clamp(28px,3vw,38px)/1.05 var(--sans);letter-spacing:-.03em}
.pt-dom{font:800 17px/1.2 var(--sans);letter-spacing:-.01em;display:flex;align-items:center;gap:10px;word-break:break-word}
a.pt-card .pt-dom{color:var(--coral-deep)}
.pt-card p{margin:0;color:var(--ink-soft)}
.topics{display:flex;flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none}
.topics li{font:600 13px/1.2 var(--sans);padding:8px 12px;border-radius:9px;background:var(--bg-300);color:var(--ink)}
.topics li.next{background:transparent;box-shadow:inset 0 0 0 1px var(--line-strong);color:var(--ink-soft)}

/* Wechselwecker band */
.ww{background:var(--band);color:var(--band-fg);border-radius:var(--r-xl);padding:clamp(32px,5vw,64px);display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:clamp(32px,5vw,72px);align-items:center}
.ww h2{color:var(--band-fg)}
.ww .label{color:var(--band-soft);display:flex;align-items:center;gap:10px;margin-bottom:18px}
.ww .label .mk i:first-child{background:var(--band-fg)}
.ww p{color:var(--band-soft);margin:18px 0 0;max-width:30em}
.ww-steps{list-style:none;margin:0;padding:0;display:grid;gap:0;counter-reset:s}
.ww-steps li{counter-increment:s;display:grid;grid-template-columns:48px minmax(0,1fr);gap:4px 18px;padding:20px 0;border-top:1px solid var(--band-line)}
.ww-steps li:first-child{border-top:0;padding-top:0}
.ww-steps li::before{content:counter(s);grid-row:1/span 2;width:40px;height:40px;border-radius:10px;display:grid;place-items:center;font:800 17px/1 var(--sans);background:rgba(255,255,255,.08);color:var(--band-fg)}
.ww-steps li:last-child::before{background:var(--coral);color:var(--cta-fg)}
.ww-steps b{font:800 18px/1.3 var(--sans);letter-spacing:-.01em}
.ww-steps span{color:var(--band-soft);font-size:15px}
.ww-fine{margin-top:22px!important;font-size:13.5px}
.ww .chip.plan{background:rgba(255,255,255,.1);color:var(--band-fg)}

/* occasions */
.an{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:16px}
.an li{list-style:none;background:var(--bg-200);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);padding:24px 22px;display:grid;gap:10px;align-content:start;min-width:0}
.an ul{display:contents}
.an svg{color:var(--coral-deep)}
.an b{font:800 17px/1.25 var(--sans);letter-spacing:-.01em}
.an span{font-size:14px;line-height:1.5;color:var(--ink-soft)}

/* money / transparency */
.gd{display:grid;grid-template-columns:minmax(0,6fr) minmax(0,5fr);gap:clamp(32px,5vw,72px);align-items:start}
.gd-demo{display:grid;gap:14px}
.gd-demo .label{display:flex;align-items:center;gap:10px}
.gd-line{margin:0;background:var(--bg-200);border-radius:var(--r-lg) var(--r-lg) 0 0;padding:20px 22px;font-size:14px;line-height:1.55;color:var(--ink-soft);box-shadow:var(--shadow-sm)}
.gd-line b{color:var(--ink)}
.gd-line u{text-decoration:none;color:var(--coral-deep);font-weight:600}
.gd-line .ph{display:inline-block;padding:0 6px;border-radius:5px;background:var(--bg-300);color:var(--ink);font-weight:600}
.gd-box{margin-top:-14px;border:1px dashed var(--line-strong);border-top:0;border-radius:0 0 var(--r-lg) var(--r-lg);background:var(--bg-200);padding:26px 22px;display:grid;gap:12px;justify-items:start}
.gd-box b{font:800 19px/1.2 var(--sans)}
.gd-box span{font-size:13.5px;color:var(--ink-soft)}
.gd-btn{font:600 14px/1 var(--sans);height:42px;padding:0 18px;border-radius:var(--r-md);border:0;background:var(--ink);color:var(--on-ink);display:inline-flex;align-items:center}
.gd-note{margin:6px 0 0;font-size:13px;color:var(--ink-muted)}

/* FAQ */
.faq{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 56px;margin:0}
.faq div{min-width:0;padding:24px 0;border-top:1px solid var(--line)}
.faq dt{font:800 19px/1.35 var(--sans);letter-spacing:-.01em;margin-bottom:10px}
.faq dd{margin:0;color:var(--ink-soft)}
.faq dd a{font-weight:600}
.stand{margin-top:20px;font-size:13px;color:var(--ink-muted)}

/* closing CTA */
.cta{background:var(--cta);color:var(--cta-fg);border-radius:var(--r-xl);padding:clamp(32px,5vw,56px);display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px 48px;align-items:center}
.cta h2{color:var(--cta-fg);font-size:clamp(28px,3.6vw,44px)}
.cta p{margin:10px 0 0;font-weight:600;color:var(--cta-fg);max-width:36em}
.cta-act{display:flex;flex-direction:column;gap:12px;align-items:stretch}
.cta a{justify-content:space-between;display:inline-flex;align-items:center;gap:10px;height:54px;padding:0 26px;border-radius:var(--r-md);background:#0b1f33;color:#ffffff;font:600 16px/1 var(--sans);text-decoration:none;white-space:nowrap}
.cta a:hover{background:#10253a}
.cta a:focus-visible{outline:2px solid #0b1f33;outline-offset:3px}
section.plain{padding-block:clamp(56px,8vw,96px)}
section.tight{padding-block:0 clamp(56px,8vw,96px)}

/* footer v2 */
.foot-logo{width:min(340px,100%);height:auto;display:block}
footer .cols{display:flex;flex-wrap:wrap;gap:24px 56px}
footer .cols h4{margin:0 0 12px;font:600 11px/1.2 var(--sans);letter-spacing:.32em;text-transform:uppercase;color:var(--footer-soft)}
footer .cols ul{list-style:none;margin:0;padding:0;display:grid;gap:9px;font-size:14px}
footer .cols .soon{color:var(--footer-soft)}
footer .op{max-width:30em;margin:18px 0 0;font-size:14px;color:var(--footer-soft)}

@media (max-width:980px){.an{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:820px){
  .hx .wrap,.sh,.gd,.ww,.pt,.faq,.cta{grid-template-columns:minmax(0,1fr)}
  .hx-vis{justify-self:stretch;max-width:none;aspect-ratio:auto;height:420px}
  .an{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:460px){.an{grid-template-columns:minmax(0,1fr)}.hx-vis{height:400px}.hx-chip{top:auto;bottom:calc(100% - 30px)}.hx-tile{inset:0 6% 24% 0}.hx-bars{height:34%}.hx-note{width:84%}}

.kf-wrap{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(32px,5vw,72px);align-items:start}
.kf-side p{color:var(--ink-soft);margin:16px 0 0;max-width:30em}
.kf-side ul{list-style:none;margin:24px 0 0;padding:0;display:grid;gap:12px}
.kf-side li{display:grid;grid-template-columns:14px minmax(0,1fr);gap:12px;font-size:14.5px;color:var(--ink-soft)}
.kf-side li::before{content:"";width:8px;height:8px;border-radius:2px;background:var(--coral);margin-top:7px}
.kf{background:var(--bg-200);border-radius:var(--r-xl);box-shadow:var(--shadow-md);padding:clamp(24px,4vw,40px);display:grid;grid-template-columns:1fr 1fr;gap:20px 16px}
.kf .full{grid-column:1/-1}
.kf label{display:block;font:600 14px/1.3 var(--sans);margin-bottom:6px}
.kf label small{font-weight:400;color:var(--ink-muted)}
.kf input,.kf select,.kf textarea{width:100%;font:400 16px/1.4 var(--sans);color:var(--ink);background:var(--bg-200);border:1px solid var(--line-strong);border-radius:var(--r-md);padding:12px 14px;min-height:48px}
.kf textarea{min-height:170px;resize:vertical}
.kf select{appearance:none;-webkit-appearance:none;background-image:linear-gradient(45deg,transparent 50%,currentColor 50%),linear-gradient(135deg,currentColor 50%,transparent 50%);background-position:calc(100% - 20px) 21px,calc(100% - 15px) 21px;background-size:5px 5px;background-repeat:no-repeat;padding-right:40px}
.kf input:focus-visible,.kf select:focus-visible,.kf textarea:focus-visible{outline:2px solid var(--coral);outline-offset:2px;border-color:var(--ink)}
.kf [aria-invalid="true"]{border:2px solid var(--danger,#b3220c);padding:11px 13px}
.kf .hint{margin:6px 0 0;font-size:13px;color:var(--ink-muted)}
.kf .q{display:flex;gap:12px;align-items:center;flex-wrap:wrap}
.kf .q span{font:800 16px/1.2 var(--sans)}
.kf .q input{width:110px;font-variant-numeric:tabular-nums}
.kf .hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
.kf .act{display:flex;flex-wrap:wrap;gap:12px 20px;align-items:center}
.kf button{font:600 15px/1 var(--sans);height:50px;padding:0 26px;border-radius:var(--r-md);border:0;background:var(--coral-deep);color:var(--on-coral);cursor:pointer;display:inline-flex;align-items:center;gap:10px}
.kf button:hover{background:var(--coral)}
.kf button:disabled{opacity:.6;cursor:progress}
.kf button:focus-visible{outline:2px solid var(--coral);outline-offset:2px}
.kf .kf-note{margin:0;font-size:13px;line-height:1.5;color:var(--ink-muted);flex:1 1 260px}
.kf .status{grid-column:1/-1;margin:0;padding:14px 16px;border-radius:var(--r-md);font-weight:600;font-size:15px}
.kf .status.ok{background:var(--bg-300);color:var(--ink)}
.kf .status.ok::before{content:"";display:inline-block;width:8px;height:8px;border-radius:2px;background:var(--ok);margin-right:10px;vertical-align:1px}
.kf .status.err{background:var(--coral-tint);color:var(--ink)}
.kf .status.info{background:var(--bg-300);color:var(--ink-soft);font-weight:400}
@media (max-width:820px){.kf-wrap,.kf{grid-template-columns:minmax(0,1fr)}}
/* ---------- v3: Portal – Navigation, Anlass-Seiten, eigene Rechner, Partner-Einbettungen ---------- */
html{scroll-padding-top:88px}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
[id]{scroll-margin-top:88px}
h1,h2,h3{overflow-wrap:break-word;-webkit-hyphens:manual;hyphens:manual}

/* header: nav + mobile menu */
.top .wrap{position:relative}
.top nav a[aria-current="page"]{color:var(--coral-deep)}
.menu{display:none;flex:none;width:40px;height:40px;border-radius:var(--r-md);border:1px solid var(--line);background:transparent;color:var(--ink);place-items:center;cursor:pointer}
.menu:hover{background:var(--bg-300);border-color:var(--line-strong)}
.menu:focus-visible{outline:2px solid var(--coral);outline-offset:2px}
.menu .i-x{display:none}
.top.open .menu .i-x{display:block}
.top.open .menu .i-burger{display:none}
@media (max-width:800px){
  .menu{display:inline-grid}
  .top .wrap{gap:12px}
  .theme{margin-left:auto}
  .top nav{display:none;position:absolute;left:0;right:0;top:100%;margin:0;background:var(--bg-200);border-bottom:1px solid var(--line);box-shadow:var(--shadow-md);padding:4px clamp(16px,4vw,40px) 12px;flex-direction:column;align-items:stretch;gap:0}
  .top.open nav{display:flex}
  .top nav a{padding:15px 0;border-top:1px solid var(--line);font-size:16px}
  .top nav a:first-child{border-top:0}
}

/* hero v3: keyword line + Anlass-Finder */
.h1-pre{display:block;font:800 clamp(17px,1.7vw,21px)/1.3 var(--sans);letter-spacing:-.005em;color:var(--ink-soft);margin-bottom:14px}
.hx h1 .big{display:block}
.af{background:var(--ink);color:var(--on-ink);border-radius:var(--r-xl);box-shadow:var(--shadow-md);padding:clamp(24px,3.2vw,36px);display:grid;gap:18px;width:100%;max-width:500px;justify-self:end;position:relative;overflow:hidden}
.af-head{display:flex;justify-content:space-between;align-items:flex-start;gap:16px}
.af-t{margin:0;text-wrap:balance;font:800 clamp(22px,2.2vw,27px)/1.15 var(--sans);letter-spacing:-.02em}
.af-head small{display:block;margin-top:6px;font:600 13px/1.4 var(--sans);opacity:.72}
.af-bars{display:flex;align-items:flex-end;gap:5px;height:44px;flex:none}
.af-bars span{display:block;width:9px;background:var(--on-ink);border-radius:3px;transform-origin:bottom;animation:hx-calc 3.2s cubic-bezier(.45,0,.2,1) infinite}
.af-bars span:nth-child(1){height:44px}.af-bars span:nth-child(2){height:34px;animation-delay:.2s}.af-bars span:nth-child(3){height:25px;animation-delay:.4s}.af-bars span:nth-child(4){height:9px;width:9px;background:var(--coral);animation:none}
.af ul{list-style:none;margin:0;padding:0;display:grid}
.af li + li{border-top:1px solid color-mix(in srgb,var(--on-ink) 14%,transparent)}
.af ul a{display:grid;grid-template-columns:40px minmax(0,1fr) 18px;gap:14px;align-items:center;padding:13px 0;color:var(--on-ink);text-decoration:none}
.af ul a .ic{width:40px;height:40px;border-radius:11px;display:grid;place-items:center;background:color-mix(in srgb,var(--on-ink) 9%,transparent);color:var(--on-ink);transition:background .2s ease,color .2s ease}
.af ul a b{display:block;font:800 16.5px/1.25 var(--sans);letter-spacing:-.01em}
.af ul a small{display:block;font:600 13px/1.35 var(--sans);opacity:.7}
.af ul a > svg{opacity:.55;transition:transform .2s ease,opacity .2s ease}
.af ul a:hover .ic{background:var(--coral);color:#0b1f33}
.af ul a:hover > svg{opacity:1;transform:translateX(3px)}
.af ul a:focus-visible{outline:2px solid var(--coral);outline-offset:2px;border-radius:8px}
.af-direct{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:2px;padding:14px 16px;border-radius:var(--r-md);background:var(--coral);color:#0b1f33;font:800 15px/1.25 var(--sans);text-decoration:none}
.af-direct:hover{background:var(--coral-deep);color:#ffffff}
:root[data-theme="dark"] .af-direct:hover{color:#0b1f33;background:#ff8a70}
.af-direct:focus-visible{outline:2px solid var(--on-ink);outline-offset:2px}
@media (prefers-reduced-motion:reduce){.af-bars span{animation:none}}

/* Partnerzeile + Anzeige */
.pz{margin:0;font-size:14px;line-height:1.55;color:var(--ink-soft);max-width:78ch}
.pz b{color:var(--ink);font-weight:600}
.pz a{font-weight:600}
.affiliate-hinweis{margin:0;font-size:12.5px;line-height:1.5;color:var(--ink-muted)}
.tag-ad{display:inline-flex;align-items:center;gap:6px;font:600 11px/1 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-muted)}

/* Schnellvergleich (Kurzrechner + DSL-Kachel) */
.qv-pz{margin:0 0 20px}
.qv{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;align-items:stretch}
.qv-card{background:var(--bg-200);border-radius:var(--r-xl);box-shadow:var(--shadow-sm);padding:24px 14px 18px;display:grid;grid-template-rows:auto 1fr auto;gap:14px;min-width:0}
.qv-head{display:flex;align-items:center;gap:12px;padding:0 8px}
.qv-head .ic{width:40px;height:40px;border-radius:11px;display:grid;place-items:center;background:var(--coral-tint);color:var(--coral-deep);flex:none}
:root[data-theme="dark"] .qv-head .ic{color:var(--coral)}
.qv-head h3{margin:0;font:800 21px/1.2 var(--sans);letter-spacing:-.015em}
.qv-head small{display:block;font:600 13px/1.3 var(--sans);color:var(--ink-muted)}
.qv-slot{display:grid;justify-items:center;align-content:start;min-width:0}
.qv-slot > *{width:100%;max-width:310px}
.qv-slot .mvpc-ph{background:var(--bg-100)}
.qv-slot .mvpc-live{background:#ffffff;border-radius:var(--r-lg);padding:4px;display:grid;justify-items:center;color-scheme:light}
.qv-card .affiliate-hinweis{padding:0 8px}
.qv-dsl{padding:28px;grid-template-rows:auto auto 1fr auto;background:var(--ink);color:var(--on-ink)}
.qv-dsl .qv-head{padding:0}
.qv-dsl .qv-head .ic{background:color-mix(in srgb,var(--on-ink) 10%,transparent);color:var(--on-ink)}
.qv-dsl .qv-head small{color:var(--on-ink);opacity:.7}
.qv-dsl p{margin:0;color:var(--on-ink);opacity:.82;font-size:15px}
.qv-dsl ul{list-style:none;margin:0;padding:0;display:grid;gap:8px;align-content:start}
.qv-dsl li{display:flex;gap:10px;align-items:baseline;font:600 14px/1.4 var(--sans)}
.qv-dsl li::before{content:"";width:7px;height:7px;border-radius:2px;background:var(--coral);flex:none;transform:translateY(-1px)}
.qv-go{display:grid;gap:10px}
.qv-go a.go{display:flex;justify-content:space-between;align-items:center;gap:10px;height:52px;padding:0 20px;border-radius:var(--r-md);background:var(--coral);color:#0b1f33;font:800 15.5px/1 var(--sans);text-decoration:none}
.qv-go a.go:hover{background:#ff6a4d}
.qv-go a.go:focus-visible{outline:2px solid var(--on-ink);outline-offset:2px}
.qv-go .tag-ad{color:var(--on-ink);opacity:.72}
.qv-go .alt{font:600 13.5px/1.4 var(--sans);color:var(--on-ink);opacity:.82}
.qv-go .alt a{color:var(--on-ink);font-weight:800}
@media (max-width:1100px){.qv{grid-template-columns:repeat(2,minmax(0,1fr))}.qv-dsl{grid-column:1/-1;grid-template-columns:minmax(0,1fr) minmax(0,1fr);grid-template-rows:auto;gap:16px 32px}.qv-dsl .qv-go{grid-column:2;grid-row:1/span 3;align-self:end}}
@media (max-width:700px){.qv{grid-template-columns:minmax(0,1fr)}.qv-dsl{grid-template-columns:minmax(0,1fr)}.qv-dsl .qv-go{grid-column:auto;grid-row:auto}}

/* Rechner-Kacheln (Startseite) */
.tools{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.tool{background:var(--bg-200);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);padding:28px 24px 24px;display:grid;grid-template-rows:auto auto 1fr auto;gap:12px;text-decoration:none;color:inherit;transition:transform .25s ease,box-shadow .25s ease;min-width:0}
.tool:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.tool:focus-visible{outline:2px solid var(--coral);outline-offset:3px}
.tool .ic{width:48px;height:48px;border-radius:13px;display:grid;place-items:center;background:var(--ink);color:var(--on-ink)}
.tool h3{margin:6px 0 0;font:800 20px/1.25 var(--sans);letter-spacing:-.015em}
.tool p{margin:0;font-size:15px;color:var(--ink-soft)}
.tool .go{display:flex;justify-content:space-between;align-items:center;font:800 14.5px/1.2 var(--sans);color:var(--coral-deep);padding-top:12px;border-top:1px solid var(--line)}
.tools-note{display:flex;align-items:center;gap:10px;margin:20px 0 0;font:600 13.5px/1.4 var(--sans);color:var(--ink-muted)}
.tools-note::before{content:"";width:7px;height:7px;border-radius:2px;background:var(--ok);flex:none}
@media (max-width:1000px){.tools{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.tools{grid-template-columns:minmax(0,1fr)}}

/* Ratgeber-Teaser */
.rg{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.rg a{background:var(--bg-200);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);padding:28px;display:grid;grid-template-rows:auto auto 1fr auto;gap:10px;text-decoration:none;color:inherit;transition:transform .25s ease,box-shadow .25s ease;min-width:0}
.rg a:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.rg a:focus-visible{outline:2px solid var(--coral);outline-offset:3px}
.rg .ey{display:flex;align-items:center;gap:10px;font:600 11.5px/1.2 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--ink-soft)}
.rg .ey svg{color:var(--coral-deep)}
:root[data-theme="dark"] .rg .ey svg{color:var(--coral)}
.rg h3{margin:4px 0 0;font:800 21px/1.25 var(--sans);letter-spacing:-.015em}
.rg p{margin:0;font-size:15px;color:var(--ink-soft)}
.rg .go{font:800 14.5px/1.2 var(--sans);color:var(--coral-deep);display:inline-flex;gap:8px;align-items:center;margin-top:6px}
.rg a.feat{grid-column:span 2;background:var(--ink);color:var(--on-ink)}
.rg a.feat .ey,.rg a.feat p{color:var(--on-ink);opacity:.8}
.rg a.feat .ey svg{color:var(--coral)}
.rg a.feat h3{font-size:clamp(24px,2.4vw,30px);max-width:18em}
.rg a.feat .go{color:var(--coral)}
@media (max-width:900px){.rg{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:600px){.rg{grid-template-columns:minmax(0,1fr)}.rg a.feat{grid-column:auto}}

/* SEO-Text: Worauf es ankommt */
.wk{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px 48px}
.wk h3{margin:0 0 10px;font:800 20px/1.3 var(--sans);letter-spacing:-.01em;display:flex;gap:12px;align-items:center}
.wk h3::before{content:"";width:10px;height:10px;border-radius:2.5px;background:var(--coral);flex:none}
.wk p{margin:0 0 12px;color:var(--ink-soft)}
@media (max-width:900px){.wk{grid-template-columns:minmax(0,1fr)}}

/* Transparenz-Aside (Startseite) */
.tp{background:var(--bg-200);border-radius:var(--r-xl);box-shadow:var(--shadow-sm);padding:clamp(24px,3vw,34px)}
.tp-links{list-style:none;margin:0;padding:0;display:grid}
.tp-links li + li{border-top:1px solid var(--line)}
.tp-links a{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:16px 0;font:800 17px/1.3 var(--sans);color:var(--ink);text-decoration:none}
.tp-links a small{display:block;font:400 14px/1.45 var(--sans);color:var(--ink-soft);margin-top:2px}
.tp-links a:hover{color:var(--coral-deep)}
.tp-links a > svg{flex:none;color:var(--coral-deep)}

/* ---------- Anlass-Seite ---------- */
.crumbs{display:flex;flex-wrap:wrap;gap:6px 10px;align-items:center;margin:0 0 28px;padding:0;list-style:none;font:600 13px/1.3 var(--sans);color:var(--ink-muted)}
.crumbs a{color:var(--ink-soft);text-decoration:none}
.crumbs a:hover{color:var(--coral-deep);text-decoration:underline}
.crumbs li + li::before{content:"/";margin-right:10px;color:var(--line-strong)}
.ah{padding-block:clamp(28px,4.5vw,52px) clamp(40px,6vw,72px)}
.ah .wrap{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:8px clamp(32px,5vw,72px);align-items:start}
.ah .kz{margin-top:8px}
.ah .bc{grid-column:1/-1}
.ah .eyebrow{margin-bottom:18px}
.ah h1{font-size:clamp(36px,5vw,62px);line-height:1.02;letter-spacing:-.038em}
.ah .lead{margin-top:22px;max-width:36em;font-size:clamp(17px,1.5vw,19px);line-height:1.55;color:var(--ink)}
.ah-meta{display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center;margin-top:24px;font:600 13.5px/1.3 var(--sans);color:var(--ink-muted)}
.ah-meta a{color:var(--coral-deep);text-decoration:none}
.ah-meta a:hover{text-decoration:underline}
.ah-meta span + span::before{content:"";display:inline-block;width:4px;height:4px;border-radius:1px;background:var(--line-strong);margin-right:18px;vertical-align:middle}
.kz{background:var(--bg-200);border-radius:var(--r-xl);box-shadow:var(--shadow-md);padding:clamp(24px,3vw,34px);display:grid;gap:16px}
.kz .label{display:flex;align-items:center;gap:10px}
.kz ul{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.kz li{display:grid;grid-template-columns:12px minmax(0,1fr);gap:14px;font-size:15.5px;line-height:1.55}
.kz li::before{content:"";width:9px;height:9px;border-radius:2px;background:var(--coral);margin-top:8px}
.kz li b{font-weight:800}

/* Rechner-Panel (eigene Rechner) */
.rxs{padding-block:0 clamp(48px,7vw,80px)}
.rx{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);background:var(--bg-200);border-radius:var(--r-xl);box-shadow:var(--shadow-md);overflow:hidden}
.rx-in{padding:clamp(24px,4vw,44px);display:grid;gap:24px;align-content:start;min-width:0}
.rx-head{display:grid;gap:10px}
.rx-head .label{display:flex;align-items:center;gap:10px;margin:0}
.rx-head h2{font-size:clamp(26px,2.8vw,34px)}
.rx-head p{margin:0;color:var(--ink-soft);max-width:38em}
.rx-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 16px}
.rf{display:flex;flex-direction:column;gap:7px;min-width:0;margin:0;padding:0;border:0}
.rf.full{grid-column:1/-1}
.rf[hidden]{display:none}
.rf > label,.rf legend{font:600 14px/1.3 var(--sans);color:var(--ink);padding:0}
.rf legend{margin-bottom:9px}
.rf input[type="date"],.rf input[type="text"],.rf input[type="number"],.rf select{width:100%;font:400 16px/1.2 var(--sans);height:48px;padding:0 14px;border:1px solid var(--line-strong);border-radius:var(--r-md);background:var(--bg-200);color:var(--ink);font-variant-numeric:tabular-nums;min-width:0}
.rf input[type="date"]{-webkit-appearance:none;appearance:none;display:block}
.rf input[type="date"]::-webkit-date-and-time-value{text-align:left}
.rf select{appearance:none;-webkit-appearance:none;background-image:linear-gradient(45deg,transparent 50%,currentColor 50%),linear-gradient(135deg,currentColor 50%,transparent 50%);background-position:calc(100% - 20px) 21px,calc(100% - 15px) 21px;background-size:5px 5px;background-repeat:no-repeat;padding-right:40px}
.rf input:focus-visible,.rf select:focus-visible{outline:2px solid var(--coral);outline-offset:2px;border-color:var(--ink)}
.rf small{font-size:13px;line-height:1.45;color:var(--ink-muted)}
.rf .unit{position:relative}
.rf .unit input{padding-right:78px}
.rf .unit span{position:absolute;right:14px;top:50%;transform:translateY(-50%);font:600 14px/1 var(--sans);color:var(--ink-muted);pointer-events:none}
.opts{display:flex;flex-wrap:wrap;gap:8px}
.opts label{position:relative;display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:10px 15px;border-radius:var(--r-md);border:1px solid var(--line-strong);font:600 14.5px/1.25 var(--sans);cursor:pointer;background:var(--bg-200);color:var(--ink);transition:background .15s ease,color .15s ease,border-color .15s ease}
.opts label:hover{border-color:var(--ink)}
.opts input{position:absolute;opacity:0;width:1px;height:1px;margin:0}
.opts label:has(input:checked){background:var(--ink);border-color:var(--ink);color:var(--on-ink)}
.opts label:has(input:focus-visible){outline:2px solid var(--coral);outline-offset:2px}
.opts.check label::before{content:"";width:16px;height:16px;border-radius:4px;border:1.5px solid currentColor;flex:none}
.opts.check label:has(input:checked)::before{background:var(--coral);border-color:var(--coral);box-shadow:inset 0 0 0 3px var(--ink)}
.stp-list{list-style:none;margin:0;padding:0;display:grid}
.stp-list li{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:4px 16px;align-items:center;padding:12px 0;border-top:1px solid var(--line)}
.stp-list li:first-child{border-top:0;padding-top:0}
.stp-list label{font:600 15px/1.3 var(--sans)}
.stp-list small{grid-column:1;font-size:13px;color:var(--ink-muted)}
.stp{grid-row:1/span 2;grid-column:2;display:inline-flex;align-items:center;border:1px solid var(--line-strong);border-radius:var(--r-md);overflow:hidden}
.stp button{width:44px;height:44px;border:0;background:transparent;color:var(--ink);font:600 20px/1 var(--sans);cursor:pointer}
.stp button:hover{background:var(--bg-300)}
.stp button:focus-visible{outline:2px solid var(--coral);outline-offset:-2px}
.stp input{width:44px;height:44px;border:0;border-inline:1px solid var(--line);text-align:center;font:800 17px/1 var(--sans);color:var(--ink);background:transparent;font-variant-numeric:tabular-nums;-moz-appearance:textfield;appearance:textfield}
.stp input::-webkit-outer-spin-button,.stp input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.stp input:focus-visible{outline:2px solid var(--coral);outline-offset:-2px}
.rx details{font-size:14px;color:var(--ink-soft)}
.rx summary{cursor:pointer;font-weight:600;color:var(--coral-deep)}
.rx details table{margin-top:10px}

.rx-out{background:var(--ink);color:var(--on-ink);padding:clamp(24px,4vw,44px);display:grid;gap:18px;align-content:start;min-width:0}
.rx-out .label{color:var(--on-ink);opacity:.72;display:flex;align-items:center;gap:10px;margin:0}
.rx-out .label .mk i:first-child{background:var(--on-ink)}
.kv{display:grid;gap:4px;padding-bottom:16px;border-bottom:1px solid color-mix(in srgb,var(--on-ink) 16%,transparent)}
.kv > span{font:600 12px/1.3 var(--sans);letter-spacing:.16em;text-transform:uppercase;opacity:.72}
.kv b{font:800 clamp(28px,3vw,38px)/1.08 var(--sans);letter-spacing:-.025em;font-variant-numeric:tabular-nums}
.kv b.sm{font-size:clamp(22px,2.2vw,26px)}
.kv small{font-size:14px;line-height:1.45;opacity:.82}
.kv.dim b{opacity:.45}
.rx-msg{margin:0;padding:14px 16px;border-radius:var(--r-md);background:color-mix(in srgb,var(--on-ink) 9%,transparent);font-size:14.5px;line-height:1.5}
.rx-msg b{font-weight:800}
.rx-msg::before{content:"";display:inline-block;width:8px;height:8px;border-radius:2px;margin-right:10px;vertical-align:1px;background:var(--on-ink);opacity:.6}
.rx-msg.ok::before{background:#4cc48a;opacity:1}
.rx-msg.warn::before{background:var(--coral);opacity:1}
:root[data-theme="dark"] .rx-msg.ok::before{background:#16704a}
.rx-act{display:flex;flex-wrap:wrap;gap:10px}
.rx-btn{height:46px;padding:0 18px;border-radius:var(--r-md);border:0;background:var(--coral);color:#0b1f33;font:800 14.5px/1 var(--sans);cursor:pointer;display:inline-flex;align-items:center;gap:9px;text-decoration:none}
.rx-btn:hover{background:#ff6a4d}
:root[data-theme="dark"] .rx-btn{background:var(--coral-deep)}
:root[data-theme="dark"] .rx-btn:hover{background:var(--coral)}
.rx-btn.ghost{background:transparent;color:var(--on-ink);box-shadow:inset 0 0 0 1px color-mix(in srgb,var(--on-ink) 40%,transparent)}
.rx-btn.ghost:hover{background:color-mix(in srgb,var(--on-ink) 9%,transparent)}
.rx-btn:focus-visible{outline:2px solid var(--on-ink);outline-offset:2px}
.rx-btn[disabled]{opacity:.45;cursor:not-allowed}
.rx-fine{margin:0;font-size:12.5px;line-height:1.5;opacity:.7}
.tl{list-style:none;margin:0;padding:0;display:grid}
.tl li{display:grid;grid-template-columns:96px minmax(0,1fr);gap:2px 16px;padding:13px 0;border-top:1px solid color-mix(in srgb,var(--on-ink) 14%,transparent)}
.tl li:first-child{border-top:0;padding-top:0}
.tl time{grid-row:1/span 2;font:800 14px/1.35 var(--sans);font-variant-numeric:tabular-nums}
.tl time small{display:block;font:600 12px/1.3 var(--sans);opacity:.65}
.tl b{font:800 15px/1.35 var(--sans)}
.tl span{font-size:13.5px;line-height:1.5;opacity:.8}
.tl li.past time,.tl li.past b{opacity:.55}
.tl li.past b::after{content:" · überfällig";font-weight:600;color:var(--coral)}
.tl li.key b::before{content:"";display:inline-block;width:8px;height:8px;border-radius:2px;background:var(--coral);margin-right:8px;vertical-align:1px}
.bw{display:grid;gap:10px}
.bw-row{display:grid;grid-template-columns:92px minmax(0,1fr) 84px;gap:12px;align-items:center;font:600 13px/1.2 var(--sans)}
.bw-row span:last-child{text-align:right;font-variant-numeric:tabular-nums}
.bw-bar{height:14px;border-radius:4px;background:color-mix(in srgb,var(--on-ink) 12%,transparent);position:relative;overflow:hidden}
.bw-bar i{position:absolute;left:0;top:0;bottom:0;border-radius:4px;background:var(--on-ink);transition:width .35s ease}
.bw-bar.best i{background:var(--coral)}
@media (max-width:900px){.rx{grid-template-columns:minmax(0,1fr)}}
@media (max-width:560px){.rx-grid{grid-template-columns:minmax(0,1fr)}.tl li{grid-template-columns:minmax(0,1fr)}.tl time{grid-row:auto}}

/* Artikel + Inhaltsverzeichnis */
.art{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:clamp(40px,6vw,88px);align-items:start;padding-block:clamp(48px,7vw,80px);border-top:1px solid var(--line)}
.art-side{position:sticky;top:96px;display:grid;gap:20px}
.toc{display:grid;gap:12px}
.toc .label{display:flex;align-items:center;gap:10px;margin:0}
.toc ol{list-style:none;margin:0;padding:0;counter-reset:t;display:grid;border-left:1px solid var(--line)}
.toc li{counter-increment:t}
.toc a{display:grid;grid-template-columns:28px minmax(0,1fr);padding:8px 0 8px 16px;margin-left:-1px;border-left:2px solid transparent;font:600 14.5px/1.4 var(--sans);color:var(--ink-soft);text-decoration:none}
.toc a::before{content:counter(t,decimal-leading-zero);font-variant-numeric:tabular-nums;color:var(--ink-muted)}
.toc a:hover{color:var(--ink);border-left-color:var(--coral)}
.side-cta{background:var(--ink);color:var(--on-ink);border-radius:var(--r-lg);padding:22px;display:grid;gap:10px}
.side-cta b{font:800 18px/1.25 var(--sans)}
.side-cta p{margin:0;font-size:14px;opacity:.8}
.side-cta a{display:flex;justify-content:space-between;align-items:center;height:46px;padding:0 16px;border-radius:var(--r-md);background:var(--coral);color:#0b1f33;font:800 14.5px/1 var(--sans);text-decoration:none}
.side-cta a:hover{background:#ff6a4d}
.side-cta a:focus-visible{outline:2px solid var(--on-ink);outline-offset:2px}
.prose{max-width:720px;min-width:0}
.prose > :first-child{margin-top:0}
.prose h2{font-size:clamp(26px,2.7vw,34px);margin:56px 0 16px}
.prose h3{font:800 20px/1.3 var(--sans);letter-spacing:-.01em;margin:32px 0 10px}
.prose p,.prose li{font-size:17px;line-height:1.7}
.prose p{margin:0 0 16px}
.prose ul,.prose ol{margin:0 0 18px;padding-left:22px}
.prose li{margin:8px 0;padding-left:4px}
.prose li::marker{color:var(--coral-deep);font-weight:800}
.prose b,.prose strong{font-weight:800}
.prose a{font-weight:600}
.prose .tip{margin:24px 0;padding:20px 22px;border-radius:var(--r-lg);background:var(--bg-200);box-shadow:var(--shadow-sm);font-size:15.5px;line-height:1.6}
.prose .tip b:first-child{display:block;margin-bottom:4px}
.tbl{overflow-x:auto;margin:20px 0 22px;border-radius:var(--r-lg);box-shadow:var(--shadow-sm);background:var(--bg-200)}
.tbl:focus-visible{outline:2px solid var(--coral);outline-offset:2px}
.tbl table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.45;min-width:560px}
.tbl th{text-align:left;font:600 11.5px/1.3 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-soft);padding:14px 16px;background:var(--bg-300)}
.tbl td{padding:13px 16px;vertical-align:top;border-top:1px solid var(--line)}
.tbl td:first-child{font-weight:800}
.tbl td.num,.tbl th.num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.rx .tbl{box-shadow:none;border:1px solid var(--line)}
.rx .tbl table{min-width:0;font-size:13.5px}
.muster{margin:24px 0;border-radius:var(--r-lg);background:var(--bg-200);box-shadow:var(--shadow-sm);overflow:hidden}
.muster figcaption{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:12px 16px 12px 22px;background:var(--bg-300);font:600 12px/1.2 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--ink-soft)}
.muster figcaption button{font:600 13px/1 var(--sans);letter-spacing:0;text-transform:none;height:34px;padding:0 12px;border-radius:8px;border:1px solid var(--line-strong);background:var(--bg-200);color:var(--ink);cursor:pointer}
.muster figcaption button:focus-visible{outline:2px solid var(--coral);outline-offset:2px}
.muster blockquote{margin:0;padding:20px 22px 6px;font-size:15.5px;line-height:1.6}
.muster blockquote p{font-size:15.5px}
.steps{list-style:none!important;padding:0!important;counter-reset:st;display:grid;gap:4px}
.steps li{counter-increment:st;display:grid;grid-template-columns:40px minmax(0,1fr);gap:16px;padding:14px 0!important;margin:0!important;border-top:1px solid var(--line)}
.steps li:first-child{border-top:0}
.steps li::before{content:counter(st);width:32px;height:32px;border-radius:9px;display:grid;place-items:center;background:var(--ink);color:var(--on-ink);font:800 15px/1 var(--sans);margin-top:2px}
@media (max-width:980px){.art{grid-template-columns:minmax(0,1fr)}.art-side{position:static;order:-1}.side-cta{display:none}}

/* Vergleich (Partnerrechner) auf Anlass-Seiten */
.vg{padding-block:clamp(48px,7vw,80px);border-top:1px solid var(--line)}
.c24{background:var(--bg-200);border-radius:var(--r-xl);box-shadow:var(--shadow-md);padding:clamp(20px,3.4vw,40px);display:grid;gap:20px}
.c24-top{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:16px 32px}
.c24-top h2{font-size:clamp(26px,2.8vw,34px)}
.c24-top .label{display:flex;align-items:center;gap:10px;margin:0 0 12px}
.seg{display:inline-flex;flex-wrap:wrap;padding:4px;border-radius:13px;background:var(--bg-300);gap:4px}
.seg button{height:42px;padding:0 18px;border:0;border-radius:10px;background:transparent;color:var(--ink-soft);font:600 14.5px/1 var(--sans);cursor:pointer;display:inline-flex;gap:8px;align-items:center}
.seg button:hover{color:var(--ink)}
.seg button[aria-pressed="true"]{background:var(--bg-200);color:var(--ink);box-shadow:var(--shadow-sm)}
.seg button:focus-visible{outline:2px solid var(--coral);outline-offset:2px}
.c24-box{min-width:0}
.c24-box .mvpc-ph{background:var(--bg-100);justify-items:start}
.c24-box .mvpc-live{background:#ffffff;border-radius:var(--r-lg);overflow:hidden;color-scheme:light;min-height:320px}
.c24-nojs{margin:0;padding:24px;border:1px dashed var(--line-strong);border-radius:var(--r-lg);color:var(--ink-soft)}

/* FAQ und verwandte Seiten */
.fq{padding-block:clamp(48px,7vw,80px);border-top:1px solid var(--line)}
.rel{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.rel a{background:var(--bg-200);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);padding:22px;display:grid;gap:8px;align-content:start;text-decoration:none;color:inherit;transition:transform .25s ease,box-shadow .25s ease}
.rel a:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.rel a:focus-visible{outline:2px solid var(--coral);outline-offset:3px}
.rel svg{color:var(--coral-deep)}
:root[data-theme="dark"] .rel svg{color:var(--coral)}
.rel b{font:800 17px/1.3 var(--sans)}
.rel span{font-size:14px;color:var(--ink-soft)}
.src{margin-top:40px;padding-top:20px;border-top:1px solid var(--line);font-size:14px;color:var(--ink-muted)}
.src h2{font:600 12px/1.2 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--ink-soft);margin:0 0 10px}
.src ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px 20px}
.src a{color:var(--ink-soft)}
.src p{margin:12px 0 0}
@media (max-width:980px){.rel{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.rel{grid-template-columns:minmax(0,1fr)}}

/* Info-Seiten (Methodik, Geld, Über uns) */
.info .wrap{display:block}
.info .prose{max-width:760px}
.facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:28px 0 8px}
.facts div{background:var(--bg-200);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);padding:20px}
.facts b{display:block;font:800 18px/1.3 var(--sans);margin-bottom:4px}
.facts span{font-size:14.5px;line-height:1.5;color:var(--ink-soft)}
@media (max-width:760px){.facts{grid-template-columns:minmax(0,1fr)}}

/* footer v3 */
footer .fr{display:grid;grid-template-columns:minmax(0,3fr) minmax(0,8fr);gap:40px clamp(32px,5vw,72px)}
footer .cols{display:grid;grid-template-columns:repeat(4,max-content);justify-content:space-between;gap:28px 24px}
footer .cols a,footer .cols button{white-space:nowrap}
@media (max-width:1100px){footer .fr{grid-template-columns:minmax(0,1fr)}footer .cols{justify-content:start;gap:28px 56px}}
@media (max-width:640px){footer .cols{grid-template-columns:repeat(2,minmax(0,1fr))}footer .cols li{overflow-wrap:anywhere}footer .cols a,footer .cols button{white-space:normal}}
footer .cols button{background:none;border:0;padding:0;font:inherit;color:var(--footer-fg);cursor:pointer;text-align:left}
footer .cols button:hover{color:var(--footer-link)}
footer .cols button:focus-visible{outline:2px solid var(--footer-link);outline-offset:2px}

/* 404 */
.nf{padding-block:clamp(64px,10vw,120px)}
.nf h1{font-size:clamp(40px,6vw,72px)}
.nf p{color:var(--ink-soft);max-width:34em}

@media (max-width:820px){.ah .wrap{grid-template-columns:minmax(0,1fr)}}
@media print{.top,.menu,.theme,footer,.vg,.side-cta,.rx-act{display:none!important}.rx{box-shadow:none;border:1px solid #999}}
/* meinvergleichsportal. – Einwilligung (consent.css). Nutzt die Tokens aus tokens.css. */
.mvpc{position:fixed;z-index:1000;left:16px;right:16px;bottom:calc(16px + env(safe-area-inset-bottom,0px));max-width:460px;margin-left:auto;background:var(--bg-200);color:var(--ink);border-radius:var(--radius-lg,16px);box-shadow:var(--shadow-md);padding:28px;display:grid;gap:14px;font-family:var(--font-sans,'Manrope',system-ui,sans-serif);max-height:calc(100vh - 32px);overflow:auto}
.mvpc h4{margin:0;font-size:20px;font-weight:800;line-height:1.25;letter-spacing:-.01em;display:flex;align-items:center;gap:10px}
.mvpc p{margin:0;font-size:14px;line-height:1.55;color:var(--ink-soft)}
.mvpc a{color:var(--coral-deep);font-weight:600}
.mvpc-mk{display:inline-flex;align-items:flex-end;gap:2.5px;height:12px}.mvpc-mk i{display:block;width:4px;border-radius:1px}.mvpc-mk i:first-child{height:12px;background:var(--ink)}.mvpc-mk i:last-child{height:4px;background:var(--coral)}
.mvpc-act{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.mvpc-btn{font-family:inherit;font-size:15px;font-weight:600;line-height:1;height:48px;padding:0 16px;border-radius:var(--radius-md,10px);border:1px solid var(--ink);background:var(--ink);color:var(--on-ink);cursor:pointer}
.mvpc-link{justify-self:start;background:none;border:0;padding:0;font-family:inherit;font-size:14px;font-weight:600;line-height:1;color:var(--coral-deep);cursor:pointer;text-decoration:underline;text-underline-offset:4px}
.mvpc button:focus-visible,.mvpc input:focus-visible,.mvpc-ph button:focus-visible,.mvpc-ph input:focus-visible{outline:2px solid var(--focus,var(--coral));outline-offset:2px}
.mvpc-list{list-style:none;margin:0;padding:0}
.mvpc-list li{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:4px 16px;padding:14px 0;border-top:1px solid var(--line)}
.mvpc-list b{font-size:15px}
.mvpc-list span{grid-column:1;font-size:13px;line-height:1.45;color:var(--ink-soft)}
.mvpc-sw{grid-row:1/span 2;grid-column:2;align-self:center;display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:var(--ink-soft)}
.mvpc-sw input,.mvpc-chk input{width:20px;height:20px;accent-color:var(--coral-deep)}
.mvpc-ph{border:1px dashed var(--line-strong);border-radius:var(--radius-lg,16px);background:var(--bg-200);padding:32px;display:grid;gap:14px;align-content:center;justify-items:start;font-family:var(--font-sans,'Manrope',system-ui,sans-serif)}
.mvpc-ph h4{margin:0;font-size:22px;font-weight:800;letter-spacing:-.01em;color:var(--ink)}
.mvpc-ph p{margin:0;max-width:52ch;font-size:14px;line-height:1.55;color:var(--ink-soft)}
.mvpc-ph a{color:var(--coral-deep);font-weight:600}
.mvpc-row{display:flex;flex-wrap:wrap;gap:12px 20px;align-items:center}
.mvpc-chk{display:inline-flex;gap:8px;align-items:center;font-size:14px;color:var(--ink-soft)}
.mvpc-ph.kurz{padding:22px;gap:10px;width:100%}
.mvpc-ph.kurz h4{font-size:18px}
.mvpc-ph.kurz p{font-size:13px;line-height:1.5}
.mvpc-ph.kurz .mvpc-row{gap:10px 14px}
.mvpc-ph.kurz .mvpc-btn{height:44px;font-size:14px}
.mvpc-ph.kurz .mvpc-chk{font-size:13px}
.mvpc-ph .mvpc-btn:hover,.mvpc .mvpc-btn:hover{background:var(--ink-soft);border-color:var(--ink-soft)}
.mvpc-live{display:block;min-width:0}
@media (max-width:420px){.mvpc-act{grid-template-columns:1fr}.mvpc-ph{padding:24px}}